Privacy Policy – CoWallet

1. Information You Enter

CoWallet allows you to enter and manage financial information such as:

• Income and expenses
• Budget envelopes and targets
• Transaction history
• Credits, loans, gifts, and repayments
• Contact names or notes that you choose to enter

This information is provided voluntarily by you for the purpose of using the application's financial management features.

2. Financial Information

CoWallet is a personal budgeting and money management application.

CoWallet does not connect directly to your bank accounts, does not process financial transactions, and does not provide banking services.

Information entered into CoWallet is used only to provide the application's features.

3. Data Storage

Your financial and application data is stored locally on your device using Apple's technologies.

CoWallet does not operate its own server for collecting or storing your financial information.

Deleting the application may result in the deletion of locally stored data unless that data is otherwise backed up through services provided by your device or operating system.

4. Data Collection

CoWallet does not require you to create a CoWallet account.

We do not sell your personal or financial information.

We do not use the financial information you enter into CoWallet for advertising or marketing purposes.

5. Third-Party Services

CoWallet may rely on services and technologies provided by Apple as necessary for the operation, distribution, diagnostics, or functionality of the application.

Those services may process certain technical information according to their own privacy policies.

6. Permissions

CoWallet may request access to certain device features only when necessary to provide a feature you choose to use.

You can manage application permissions through your device settings.

7. Children's Privacy

CoWallet is not specifically directed toward children under the age of 13.

We do not knowingly collect personal information from children under 13 through our own servers.

8. Data Security

We take reasonable measures to design CoWallet in a way that protects the information handled by the application.

However, no electronic storage system or device can be guaranteed to be completely secure.

You are responsible for maintaining the security of your device and access credentials.

9. Your Choices

You control the information you enter into CoWallet.

You may modify or delete information through the application's available features.

You may also stop using CoWallet and uninstall the application at any time.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes to CoWallet, legal requirements, or privacy practices.

When changes are made, the Last Updated date at the top of this Privacy Policy will be updated.

11. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or CoWallet's privacy practices, please contact:

Email: moussaoui.ahmed212@gmail.com